Volatility is perceived in a negative matter which in reality, us as investors should embrace volatility and take advantage of it. By having a systematic investing plan in place, it will provide us with the proper discipline and award us with the potential for better returns.

In order to get to the root of the problem and address overspending issues, there are a few things you must do:

As you evolve, your investment decisions should as well. It's important to remember how your age should impact these decisions.